129773810136093750_72Xinhua News Agency, Beijing, March 27-problem: sound access mechanism to promote specialization-insurance agents-insurance regulatory Commission in charge of suspension culture of insurance market access licensing press agency Xinhua News Agency reporter Li Yanxia, Wang Wenshuai in recent days, China insurance regulatory Commission published the moratorium on regional insurance agency and part of the insurance agency market and industryInto license notice, decided to suspend the regional insurance companies and their branches set up licenses, as well as all other than financial institutions, postal insurance agency and industry qualification approval.
Insurance Regulatory Commission in charge of 27th answered a reporter's question. Question: why suspended culture of insurance agencies and financial institutions, the post office all concurrent-business insurance agentStructure and market access licenses work? Answer: first of all, it is the necessity of withdrawing mechanism for establishing and strengthening the insurance market access requirements. Current insurance market entry and exit mechanism is not perfect, the impact of the resource allocation efficiency of the insurance market has impeded the healthy operation of the insurance market. Main problems: relevant provisions of principle, policy is not consistent enough; agents access to mainStrength is not strong, mixed, directly affects the market order and efficiency.
Suspension culture, insurance agencies and financial institutions, all but the postal market access and business insurance agency licenses, is for the insurance market issues outstanding, reflecting the more concentrated on aspects of measures taken. Second, it governance insurance market is urgently neededYou want to. Although there have been some strong capital strength around the national insurance agency, regional insurance companies still account for the vast majority. Most of the registered capital of the company is less than $ 2 million, subject to capital strength does not have the ability to sell complex products, small business and will focus on vehicle insurance
tera gold, product homogeneity of serious, easily lead to low-level disorderly competition. OtherOn one hand, and business insurance agents currently has more than 190,000 homes, in addition to more than more than 130,000 outside the Bank and post Office Agency, nearly 50,000 other institutions only agents of motor vehicle insurance.
Question: How do I treat this measure? A: first of all, it coordinated with other policy measures governing insurance agents market. Insurance Agency marketing management general principles are "blockingCombination of soothing, both back into ". Blocking and return, is to strictly limit the market access of regional institutions such as insurance agencies, limited increment. Through three years of reorganization, scattered, chaotic, the difference of the Agency to "turn off, stop, and," reducing the amount. Thinning and progressive, is to promote the market restructuring, the pilot has been made on the basis of experience, expandIn scope, car sales and maintenance business, guide, gradually transform into a professional insurance agent and agency company, actively explore silver postal agent insurance professional pilot. At the same time promoting the professional insurance agency mergers, financing, enhancing capital strength, on a National Agency (sales) companies setting up branches, policy preferences in the approval process,Guided development on a large scale. Secondly, it is a transitional measure. No change in policy of the China insurance regulatory Commission standard development of insurance intermediary market
tera power leveling, along the direction of perfecting the insurance agency market access mechanisms of the market has not changed. During the pause, the China insurance regulatory Commission will listen to the opinions and suggestions of all sides, combs insurance market development and regulation of lessons, step up the adjustment and revisionThe relevant policies and regulations, and strive to make insurance market access mechanisms better scientific standards, in line with the market reality.
Q insurance market will not be because the measures introduced under attack? Answer: suspension culture, insurance agencies and financial institutions, all but the postal market access and business insurance agency licenses not on the formation of a stable and healthy development of the marketImpact.
First, in recent years, regional insurance agency and the Agency and industry entry and exit have been leveled, existing stocks can basically meet the needs of the market. The second, to be involved in the insurance agency business unit or individual shall apply to the establishment of a national insurance company or partnership with existing agencies establish a standardized, transparent。 Third
tera gold, China insurance regulatory Commission will amend the insurance professional agency regulations as soon as possible, raising barriers, no longer set the category insurance agency, and deployed on the basis of insurance recovery license (out) (Editor: LV Qiang)
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